Biblically Responsible Investing

Biblically Responsible Investing is a term used to describe an approach to investing assets in a way that is in alignment with the investor’s faith and Biblical beliefs.

What is Biblically Responsible Investing?

We view the concept of Biblically Responsible Investing (BRI) as investing that seeks to please and glorify God as a vital act of worship. In an effort to worship God through the investment selection, BRI is an investment decision making process that applies Christian values to issues facing shareholders and stakeholders regarding moral, environmental, social, corporate governance, and applicable Biblical principles. This coupled with traditional financial analysis provides a platform for investment decisions that allows us to view our role as stewards of God’s gifts to us and also respect the foundational beliefs of our shared Christian faith. There are a variety of terms used by investors and funds that describe this same concept. Among them are: Faith Based Investing, Values Investing, Christian Values Investing, Morally Responsible Investing, Stewardship Investing, and many others.

Why Biblically Responsible Investing?

At Grandview Asset Management, we hope all Christians will begin to embrace BRI, to see it as a necessary part of putting God above ourselves and the possessions that we steward for him. We believe there are persuasive reasons to use BRI, and they include both moral and economic reasons.

  • BRI is the Right Decision as a Christian
  • BRI is Good Stewardship
  • BRI is Credible and Meets Fiduciary Standards
  • BRI is a Good Business Decision

Research is now also consistently showing that using BRI criteria in investing does not have a negative effect on performance. Instead, research is suggesting that the relationship tilts more heavily towards out-performance. A recent report by Mercer Research reviewed 36 academic studies on the relationship between using BRI like criteria in the investment process. They found that 83% of the studies concluded that the relationship was neutral or positive. The point of these findings is that market opportunity exists for those advisors confident enough to present the data to investors, and to open the conversation in the same way the advisor opens conversations about inheritance, giving, debt, and other topics that are critical to providing wise counsel. So really, why not BRI?

Why should I engage in BRI?

We believe that Biblically Responsible Investing is a credible and more integrated approach to investing, one that more closely aligns wealth accumulation with our ideals as Christians. Research has shown that the vast majority of investors want their investments to align with their faith and values. With about 78% of the U.S. population identifying as Christian, the majority of the total population then would like to align their investments with Christian values. This viewpoint is growing with the next generation of Millennials reaching their core investing years. Millennials are even more committed to an integrated view of their work, money, and beliefs. What most investors don’t know is the wide availability of investment products that can meet this desire, and the performance of those products. Most investors still rely on wise financial counsel in how their money is managed, and don’t know how to ask for their money to be managed in this way. Together, we can carefully consider the funds you choose.

Is there a market for BRI funds?

Based on the Christian population, and research about their interests in aligning investments with their faith, the early adopter market for BRI is around $1.5 trillion. The potential market for Faith Based Investing is as much as $8.4 trillion, so there is plenty of room to grow the assets in Faith Based Investing products as more funds and fund managers focus on this unmet market need.

Is BRI compatible with fiduciary responsibility?

The short answer is YES – BRI is compatible with fiduciary responsibility. USSIF has provided a useful short answer on the question of fiduciary responsibility and the use of values in the investment decision making. Here’s the USSIF Reponse to Fiduciary

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