Building Your Legacy
The desire to leave a legacy may be the height of altruism for it is a gift to the future, the benefit of which you may never witness, nor ever feel its appreciation by others. Creating your legacy does not happen overnight, and it doesn’t come without a strategy and hard work.
Continue Reading
11 Real Facts about Retirement
What's great about retirement? Retirement can have many meanings. For some, it will be a time to travel, whether domestic or international, or spend time with the family. For others, it will be a time to start a new business or begin a new life endeavor. Regardless of the direction you choose in retirement, here are 11 real facts about retirement that you can't ignore!
Continue Reading
Reasons Millennials Need an Estate Strategy
You’re young, have little in savings and likely have no one yet relying on you financially. So why do you need to think about estate management? Here are four great reasons that you, as a millennial, should have an estate strategy. It's going to make perfect sense!
Continue Reading
Retirement Realities
Predicting exactly what your retirement will be like is about as possible as a meteorologist predicting the weather correctly every single time. In fact, few retirees find their financial futures playing out precisely as they assumed. But, understanding some of the more common assumptions about retirement may help you get closer to your goal than most.
Continue Reading
Where Will Your Retirement Money Come From?
For many people, retirement income may come from a variety of sources. The Insured Retirement Institute, 2016 survey stated that 30% of baby boomers have found it difficult to pay mortgages or rent and have postponed plans to retire! Here’s a quick review of the six main sources of money for retirement!
Continue Reading
Looking At Personal Finance Apps
Mobile applications have become ubiquitous. While many of these apps are games and social media platforms, an increasing number have been developed to help individuals with their personal finances. Which leads to an interesting question: what should you look for in a personal finance app?
Continue Reading
The Average American Budget
The average American household earns an average of $78,635 a year before taxes and spends over 77% of that on “basic needs.” But studies have shown that regardless of income, budget percentages remain the same across categories. So, how does your household compare?
Continue Reading
Investing for Impact
Many investors are looking to build a portfolio that reflects their socially responsible values, while giving them the potential for solid returns. That’s where SRI Investing, Impact Investing, and ESG Investing may play a role.
Continue Reading
Healthy Body, Healthy Pocketbook
Many people have a clear vision of what their ideal retirement looks like. Some desire vacation homes in tropical destinations, while others plan to spend quality time with their grandchildren and family. We know that many of these dreams will come with a price tag, but of all the activities in retirement that you're saving for, have you considered the costs associated with necessary services, like health care?
Continue Reading
4 Great Reasons to Invest in 2020
Over half of Americans do not own any stocks, or stock-related investments, such as mutual funds, according to Bankrate’s Money Pulse survey. Individuals may cite different reasons for not investing, but with important long-term financial goals, such as retirement, in the balance, the reasons may not be good enough.
Continue Reading